I'm Patrick — a licensed health advisor helping self-employed pros, families, and folks between jobs find honest, affordable coverage. No call centers. No pressure. Just a real person walking you through real options.
Health insurance shouldn't feel like reading a foreign language in the dark. After watching too many friends and family members get burned by plans they didn't understand, I got licensed and decided to do this differently — one honest conversation at a time.
I work with self-employed pros, 1099 contractors, families between jobs, and early retirees across 31 states. Whether you need full PPO coverage, a bridge plan between W-2s, or supplemental protection on top of what you already have, I'll walk you through what's actually out there — not just what pays me the most.
No high-pressure scripts. No bait-and-switch quotes. Just a real conversation, real numbers, and a plan that makes sense for where you are right now.
From comprehensive PPO plans to short-term bridges and supplemental protection, I'll match you with the coverage that fits your budget, your doctors, and your real life.
Full-network medical coverage with nationwide carriers — the gold standard for families and self-employed pros.
Bridge coverage when you're between jobs, waiting for open enrollment, or need affordable protection right now.
Standalone or bundled dental and vision plans with low waiting periods and nationwide provider networks.
Cash-benefit coverage that pays you directly when life throws a curveball — on top of your main health plan.
Affordable life insurance that protects what matters most — with no medical exam options available.
Aging into Medicare or helping a parent navigate it? I'll explain Parts A, B, C, D in plain English.
Freelancers, contractors, and small business owners shopping outside the marketplace.
Recently laid off, transitioning careers, or skipping COBRA's brutal price tag.
Households who need solid family coverage without the marketplace headaches.
Retired before 65? Bridge plans and supplements to carry you to Medicare.
Not a call center. Not a chatbot. Just Patrick — ready to pick up, hear you out, and walk you through your options.
From Florida to Wyoming, I'm fully licensed to write coverage across nearly two-thirds of the country. Wherever you are, there's a good chance I can help.
15-minute call to understand your situation, doctors, budget, and what you actually need.
I shop multiple A-rated carriers and bring you 2–3 options that fit — with real numbers.
We e-sign together over the phone in about 20 minutes. No paperwork stack, no waiting rooms.
Coverage questions, claims help, annual reviews — you have my number, not a call center's.
Pick up the phone, send an email, or just text me. No hold music, no robocaller, no pressure to enroll on the first call. Promise.